2021.10.27 08:03 Ok-Special2867 What u think about the quality? Gl?
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2021.10.27 08:03 BadCooooooooooooop Still thinking😹🤔
2021.10.27 08:03 throwawayy7q1 Really messed up this year and need personal/financial advice.....[Serious]
Apologies for the really long post.....Here's my story. Trust me when I say I am ashamed and really broken over it. I sincerely appreciate any advice and feedback and thank you for reading. If there's a better subreddit I could post this to please let me know.
I thought I could take advantage of the COVID-19 WFH situation this year to dive headfirst into daytrading. My intention was simple - make a few extra hundred per day in my wife's margin account to help pay down the mortgage faster. I used her account for various reasons but I won't get into that.
Unfortunately I got swept up in FOMO in daily pump and dump stocks, poor risk management, lack of discipline, being busy with my actual day time job, and ended up losing a lot of money. I won't disclose how much, but it is significant and I've had to get therapy to actually help cope with it because I am suffering from trading PTSD and depression. It started off as a small loss and it just kept snowballing and I kept pouring more and more money in trying to win it back each time. Needless to say I think I fell victim to gambling addiction and wasn't actually investing or trading at all. I became numb to it and it took me a while to actually look at how many times I reloaded just to lose it all again. The funds I lost were a combined mix of both our savings.
For now I have completely stopped trying to daytrade to focus on other aspects of my life and my mental health, and told my wife about all of it (obviously angry with the entire situation but we are working through it - she is really too good for me and I don't deserve her). That being said, because I did all the trading on her account, she will now have a sizeable capital loss for the year, which I assume we can carry forward indefinitely for CRA tax purposes.
My question is, with the volume of trades I was making on her account and the huge realized losses over hundreds of trades this year, will CRA question my "wife" on whether she is a full-time daytrader? What will the tax return process be like for 2021?
I know I can just do a "summary" of trades and list one line for the entire realized loss/gain for the year, but will CRA question it further and ask for proof with the loss being so large? If they do see the broker trading statements, they will see I would make tens of trades per day - will they determine it to be a non-capital loss instead because of the quantity of trades? My wife has a full-time job that does not allow her to be on a computer, so I wonder if they will question how she made so many trades during the day when she should have been working. I never signed the trading authorization form on her account either, so I wonder if I'll be in trouble if they find out it was actually me trading on her account without proper paperwork filled out.
I'm really terrified at the thought of all that might happen and stem from this. I could have just invested in literally anything and held this year and I'd be up at least 30-40%. Instead we're down a ton, and having to deal with all the repercussions of my actions. For a time I thought I would also lose my wife too, but thankfully she is still around and knows I really screwed up and need to get better through therapy and real change. She is still angry obviously, but each day is a little better.
Trust me when I say I hit rock bottom and it absolutely sucks. I am so ashamed of what I did, how I lost control, how I failed as a husband and a daytrader and messed up so many aspects of my life and my own health and well-being because of it.
For full disclosure, I didn't take on any new debt to fund the accounts, but it is extra money we had sitting around that could have gone to a million better things. All this being said, I'm hoping I could get some advice and answers to the questions below.
2021.10.27 08:03 Different-Season4145 Go check out my short video that I created for SebVettel! On this day Vettel won his 4th title. Also feel free to like and share the video be much appreciated. https://youtu.be/_7mnwEdwII8
2021.10.27 08:03 FFBot Official: [WDIS QB] - Wed Morning, 10/27/2021
Post your Who Do I Start (WDIS) questions here for your QB positions ONLY.
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2021.10.27 08:02 Leather-Ad3327 شکار سال .100 هزارتایی شدن ردیت مبارک باشه.
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2021.10.27 08:02 35m2_apartment How would you describe something that you can't imagine?
2021.10.27 08:02 NoJournalist571 Action anime/manga with strategy/tactics
It's so much hype when the MC reveals the twisted strategy behind an unorthodox battle move, makes the win so much more awesome...
Eg: HxH, World Trigger, Code Geass, Darwin's Game, Naruto Part 1, One Outs
My MAL : https://myanimelist.net/profile/ChrystallineAcke
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2021.10.27 08:02 shazbaz On the Job with FJB
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2021.10.27 08:02 Current_Trash_2248 The Principle Behind School Districts | GUHSD
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2021.10.27 08:02 Nohan07 Tour cycliste : Daniel Bonilla au sommet de son art
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2021.10.27 08:02 Faentildeg Hyperinflation Is Going To Change Everything | It's Happening
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2021.10.27 08:02 Spydercop69 Man i wished i have power over memory control
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2021.10.27 08:02 AcidicPaper Your Neutralness, it’s a Beige alert!
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2021.10.27 08:02 Rodegar Is there a telegram group for Sophia?
2021.10.27 08:02 Albertjweasel Trackers reveal epic migratory feats of Great Blue Heron
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2021.10.27 08:02 Xanek Now Live - Robe-Kukku collab (Roberu, Kazami Kuku), playing Phasmophobia (2 POVs) (Oct 27 @ 20:00JST)
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2021.10.27 08:02 Appreh_takehasi15 Now do it
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2021.10.27 08:02 aidenpearce0710 Estadounidenses diciendo que hablar español es apropiacion cultural 🤡
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2021.10.27 08:02 raimiz325 Įdomu ar naudotoms padangoms galioja?
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2021.10.27 08:02 CronoDroid TRI.BE - The Start of Space Queen Rewind - TRI.BE's 'To Outer Space' Adventure @ Rewind-TRI.BE to Outer Space! (211027) [ENG SUB]
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2021.10.27 08:02 FFBot Official: [WDIS K/TE/DEF] - Wed Morning, 10/27/2021
Post your Who Do I Start (WDIS) questions here for your K/TE/DEF positions ONLY.
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2021.10.27 08:02 AlbionLisko Guidance needed to become a shredded sikkkvnt
So i've became a bit lazy since wuarantine started and been bing eeating for a year now and not working out.. i've gained about 20kg and now idk where to start.. should i do cardio first or strenght+cardio, idk tbh. i've been refusing to eo cardio since that means ill lose all my previous muscles( i do have a foundation on muscles i gained before quarantine)
So any tips would be helpful
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2021.10.27 08:02 KevinRub SHIB Army!! GM…We Almost Touch 060x!! 🔥🔥🚀🚀 Let’s Start the day with $20 SHIB Buy 🤘🤟✌️
2021.10.27 08:02 TMal33 Is there any way to get my ex back?
I love her We were toxic but I still love her. We broke up cause we both cheated. We were together for maybe 1-2 years. Now she met someone else but I can’t help but think of her everyday. Just two weeks ago she called me over and now she wont even talk to me.
I have thought of going to her house but I am scared she will call the cops. She used to show up at my apartment and even did it once on purpose after her first date with this guy knowing I had a girl over. She’s tried to ruin it when I move on and now I want to return the favor. Especially since she calls me at night even though she is talking to him.
He studying to be a lawyer so I think that’s why she is with him. Everyone tells me to move on but I can’t forget her. We broke up in March but have still been hooking up, up until recently.
I’ve been trying to get my mind off her but I can’t. I’ve tried dating and I still think her. It was my longest relationship and even though I cheated I really do love her.
Should I go to her place? I just wanna see if there’s a way to fix things.
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